Cream Cheese Banana Bread is a delightful twist on the classic banana bread, infused with a creamy cheesecake filling that elevates its flavor and texture. This recipe is perfect for using overripe bananas and is ideal for breakfast, brunch, or as a sweet treat any time of day. The combination of moist banana bread and rich cream cheese makes it a standout dish that family and friends will love.

Jump to:
- Why You’ll Love This Recipe
- Tools and Preparation
- Essential Tools and Equipment
- Importance of Each Tool
- Ingredients
- How to Make Cream Cheese Banana Bread
- Step 1: Preheat the Oven
- Step 2: Prepare the Cream Cheese Filling
- Step 3: Mix the Banana Batter
- Step 4: Combine Dry Ingredients
- Step 5: Assemble Your Loaves
- Step 6: Bake
- How to Serve Cream Cheese Banana Bread
- With Fresh Fruit
- With Nut Butter
- As a Dessert
- With Beverages
- How to Perfect Cream Cheese Banana Bread
- Best Side Dishes for Cream Cheese Banana Bread
- Common Mistakes to Avoid
- Storage & Reheating Instructions
- Refrigerator Storage
- Freezing Cream Cheese Banana Bread
- Reheating Cream Cheese Banana Bread
- Frequently Asked Questions
- How do I make Cream Cheese Banana Bread moist?
- Can I use frozen bananas for this recipe?
- What other flavors can I add?
- How do I get a nice swirl of cream cheese in my banana bread?
- Can I make this recipe without sour cream?
- Final Thoughts
- 📖 Recipe Card
Why You’ll Love This Recipe
- Irresistible Flavor: The creamy cheesecake filling pairs perfectly with the sweet, ripe bananas for a deliciously unique taste.
- Easy to Make: With simple ingredients and straightforward steps, this recipe is beginner-friendly.
- Versatile Treat: Enjoy it as breakfast, dessert, or snack; it fits any occasion wonderfully.
- Great for Leftovers: It stays moist and delicious for days, making it perfect for meal prep.
- Customizable Options: You can add nuts or chocolate chips to enhance the flavor even further.
Tools and Preparation
Before you start baking your Cream Cheese Banana Bread, gather all the necessary tools to ensure a smooth process.
Essential Tools and Equipment
- 9×5-inch loaf pans
- Mixing bowls
- Electric mixer
- Measuring cups and spoons
- Rubber spatula
Importance of Each Tool
- 9×5-inch loaf pans: These ensure even baking and help the bread maintain its shape.
- Electric mixer: This saves time and ensures your cream cheese mixture is smooth and well-combined.
Ingredients
Classic banana bread upgraded with a creamy cheesecake filling, perfect for using overripe bananas.
Ingredients:
– 1 package (8 ounces) cream cheese, room temperature
– ½ cup (100g) granulated sugar
– 1 large egg, room temperature
– 1 teaspoon vanilla extract
– 1 tablespoon all-purpose flour
– 3 ripe bananas
– ½ cup (113g) butter, melted
– ½ cup (100g) granulated sugar
– ½ cup (100g) light brown sugar, packed
– 2 large eggs, room temperature
– ½ cup sour cream, room temperature
– 2 teaspoons vanilla extract
– 2 cups (256g) all-purpose flour
– 1 teaspoon baking soda
– ½ teaspoon baking powder
How to Make Cream Cheese Banana Bread
Step 1: Preheat the Oven
Preheat your oven to 350°F. Spray two 9×5-inch loaf pans with nonstick cooking spray to prevent sticking during baking.
Step 2: Prepare the Cream Cheese Filling
In a mixing bowl, beat together the cream cheese and sugar until smooth. Add in the egg and vanilla extract, mixing until combined. Gradually mix in the flour, ensuring it’s fully incorporated. Set this mixture aside.
Step 3: Mix the Banana Batter
In a large bowl, mash the bananas. Then add the melted butter, along with both types of sugar. Mix until well combined. Beat in the two large eggs, along with an additional dose of vanilla extract and the sour cream, mixing well.
Step 4: Combine Dry Ingredients
In another bowl, whisk together the remaining dry ingredients: flour, baking soda, and baking powder. Gradually fold this mixture into your wet banana batter until just incorporated.
Step 5: Assemble Your Loaves
Divide 2 cups of batter into each prepared pan. Spread the cream cheese mixture evenly on top of this layer. Finally, cover it with any remaining banana batter.
Step 6: Bake
Place your loaf pans in the oven and bake for 50–55 minutes. Check for doneness by inserting a toothpick into the center; it should come out with moist crumbs attached. Allow cooling completely before slicing and serving.
Enjoy your homemade Cream Cheese Banana Bread!
How to Serve Cream Cheese Banana Bread
Cream Cheese Banana Bread is a delightful treat that can be enjoyed in various ways. Whether it’s breakfast, dessert, or a snack, there are plenty of serving suggestions to elevate your experience.
With Fresh Fruit
- Sliced Strawberries – Fresh strawberries add a burst of sweetness and contrast beautifully with the creamy texture.
- Banana Slices – For a double banana delight, top your bread with extra banana slices for added flavor.
With Nut Butter
- Peanut Butter Spread – A layer of peanut butter on top enhances the rich taste and adds protein.
- Almond Butter Drizzle – Almond butter offers a nutty flavor that pairs well with the banana notes.
As a Dessert
- Cream Cheese Frosting – Spread a light cream cheese frosting on top for an extra sweet finish.
- Chocolate Chips Topping – Add chocolate chips on top before baking for a gooey, decadent touch.
With Beverages
- Coffee – Pair your slice with a warm cup of coffee for the perfect morning combination.
- Herbal Tea – A soothing herbal tea complements the flavors without overpowering them.

How to Perfect Cream Cheese Banana Bread
To achieve the ultimate Cream Cheese Banana Bread, follow these simple tips. They will help you enhance flavor and texture for an irresistible loaf.
- Use Overripe Bananas – The riper the bananas, the sweeter and more flavorful your bread will be.
- Room Temperature Ingredients – Ensure all ingredients like eggs and cream cheese are at room temperature for smooth mixing.
- Don’t Overmix Batter – Mix until just combined to maintain a tender crumb; overmixing can lead to tough bread.
- Check Oven Temperature – Use an oven thermometer to ensure accurate baking temperatures for even cooking.
- Cool Before Slicing – Allow the bread to cool completely before slicing; this helps it set up better and improves texture.
Best Side Dishes for Cream Cheese Banana Bread
While Cream Cheese Banana Bread is delicious on its own, pairing it with some side dishes can enhance your meal. Here are some great options:
- Greek Yogurt – A scoop of Greek yogurt adds creaminess and tanginess that balances the sweetness of the bread.
- Fruit Salad – A fresh fruit salad brings brightness and additional nutrition to your plate.
- Cottage Cheese – This adds protein and can be topped with honey or fruit for added flavor.
- Granola – Serve alongside granola for a crunchy contrast that complements the soft bread.
- Honey Drizzle – A light drizzle of honey enhances sweetness and adds moisture to each bite.
- Chia Seed Pudding – This healthy option provides fiber and can be flavored with vanilla or cocoa for variety.
Common Mistakes to Avoid
When making Cream Cheese Banana Bread, it’s easy to slip up. Here are some common mistakes and how to avoid them.
- Using Cold Ingredients: Starting with cold eggs or cream cheese can lead to uneven mixing. Always bring these ingredients to room temperature before use.
- Overmixing the Batter: Overmixing can make the bread tough. Mix until just combined for a tender loaf.
- Not Measuring Flour Correctly: Using too much flour can result in dense bread. Use the spoon-and-level method for accurate measurements.
- Skipping the Cooling Time: Cutting into the bread while it’s still warm may cause it to crumble. Allow it to cool completely for better slicing.
- Ignoring Ripe Bananas: Using underripe bananas will not provide the best flavor. Choose bananas that are well-spotted and soft for maximum sweetness.
Storage & Reheating Instructions
Refrigerator Storage
- Store in an airtight container for up to 5 days.
- You can also wrap it tightly in plastic wrap before placing it in a container.
Freezing Cream Cheese Banana Bread
- Freeze slices wrapped individually in plastic wrap for up to 3 months.
- Use a freezer-safe bag or container, removing as much air as possible.
Reheating Cream Cheese Banana Bread
- Oven: Preheat to 350°F and heat slices for about 10 minutes, wrapped in foil.
- Microwave: Heat on medium power for 15-20 seconds per slice, checking for warmth.
- Stovetop: Place slices in a skillet over low heat with a lid; warm for about 5 minutes.
Frequently Asked Questions
How do I make Cream Cheese Banana Bread moist?
To ensure your Cream Cheese Banana Bread stays moist, use ripe bananas and incorporate sour cream into the batter.
Can I use frozen bananas for this recipe?
Yes, you can use frozen bananas! Thaw them first and drain any excess liquid before mashing.
What other flavors can I add?
You can customize your Cream Cheese Banana Bread by adding nuts, chocolate chips, or spices like cinnamon or nutmeg.
How do I get a nice swirl of cream cheese in my banana bread?
Pour half of your banana batter into the pan first, add the cream cheese mixture, and then top with the remaining batter. Swirl gently with a knife before baking.
Can I make this recipe without sour cream?
Yes! You can substitute sour cream with plain yogurt or buttermilk for similar results.
Final Thoughts
Cream Cheese Banana Bread is a delightful twist on the classic recipe. Its creamy filling adds richness that pairs perfectly with its banana flavor. Feel free to customize this recipe with your favorite mix-ins like nuts or chocolate chips. This versatile treat is perfect for breakfast or dessert—give it a try!
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Cream Cheese Banana Bread
- Total Time: 1 hour 10 minutes
- Yield: Serves approximately 12 slices 1x
Description
Indulge in the delightful Cream Cheese Banana Bread, a scrumptious twist on a classic favorite. This recipe combines the rich creaminess of cheesecake with the natural sweetness of ripe bananas, creating a moist and flavorful loaf that’s perfect for any occasion. Whether enjoyed as a breakfast treat, an afternoon snack, or a decadent dessert, this banana bread is sure to impress family and friends alike. Best of all, it’s easy to make with simple ingredients and straightforward steps. Elevate your baking game by adding personal touches like nuts or chocolate chips for an extra flavor boost.
Ingredients
- 1 package (8 ounces) cream cheese, room temperature
- ½ cup (100g) granulated sugar
- 1 large egg, room temperature
- 1 teaspoon vanilla extract
- 1 tablespoon all-purpose flour
- 3 ripe bananas
- ½ cup (113g) butter, melted
- ½ cup (100g) granulated sugar
- ½ cup (100g) light brown sugar, packed
- 2 large eggs, room temperature
- ½ cup sour cream, room temperature
- 2 teaspoons vanilla extract
- 2 cups (256g) all-purpose flour
- 1 teaspoon baking soda
- ½ teaspoon baking powder
Instructions
- Preheat your oven to 350°F and grease two 9×5-inch loaf pans.
- In a mixing bowl, beat cream cheese with sugar until smooth. Add egg and vanilla; mix well.
- Mash bananas in another bowl; add melted butter, sugars, eggs, sour cream, and vanilla. Mix until combined.
- Whisk together flour, baking soda; fold into banana mixture until just incorporated.
- Pour half the batter into each pan, layer with cream cheese filling, then top with remaining banana batter.
- Bake for 50-55 minutes or until a toothpick comes out clean from the center.
- Prep Time: 15 minutes
- Cook Time: 55 minutes
- Category: Dessert
- Method: Baking
- Cuisine: American
Nutrition
- Serving Size: 1 slice (70g)
- Calories: 220
- Sugar: 15g
- Sodium: 180mg
- Fat: 10g
- Saturated Fat: 6g
- Unsaturated Fat: 4g
- Trans Fat: 0g
- Carbohydrates: 30g
- Fiber: 1g
- Protein: 3g
- Cholesterol: 40mg





